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    It’s Been a Great Year for Canadians!

    2013 is almost behind us and it’s safe to say that Canadian’s fared much better than some experts had expected. The Big 5 Canadian banks (TD, CIBC, RBC, BNS and BMO) reported record years with $29.25 billion dollars in combined profits. Not too shabby.

    The Canadian Association of Accredited Mortgage Professionals’ recent State of the Residential Mortgage Market survey stated: “It’s apparent that Canadians have become more confident about their ability to manage their mortgage and the vast majority of Canadians view their mortgage as good debt”.

    The study further indicates that the same majority who are very comfortable about their mortgage debt are concerned about the mortgage debt of their neighbors. Is media negativity creating this paradox? Negative media – not in Canada!

    Since the holiday season is already here, thinking about your mortgage may not be high on your priority list. January is just around the corner and it makes sense to schedule a Mortgage Checkup to find ways to achieve next year’s financial goals.

    Feel free to contact me. I’d be happy to have a look at your mortgage and hopefully find ways to save you money or meet your financial goals.

    All the best for the holiday season!

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